Everyone on the islands you can talk to: 82 of them. Press E to talk; traders open their shop on E and talk on Shift+E.
Wilderness and lone spots · Big island
| Harold | lone man on a lake bench |
| Vern | Vern's Table |
| Ansel | Ansel's Oddments |
| Barnaby | fisherman |
| Dick | cabin owner |
| Ziggy | nature photographer (ex rock-band photographer) |
| Merrick | 'wizard' (a former actor) on a perch |
| Maude | chapel pianist (lone chapel) |
Meadowbay · Big island
| Hollis | Hollis's Provisions |
| Marjorie | Marjorie's Tackle |
| Dot | Dot's Fish |
| Earl | Earl's Blades |
| Salty Gull barkeep (unnamed) | The Salty Gull |
| Ruth | townsfolk |
| The Major | townsfolk (ex-army) |
| Dobbs | townsfolk |
| Abernathy | townsfolk |
| Fergus | townsfolk / ex-casino owner (Glaswegian gambler) |
| Walt | townsfolk (old egg stall) |
| Dell | fisherman |
| Sal | Sal's Dock |
| Cyril | chapel pianist |
Gallows Rest · Big island
| Ezra | Ezra's Provisions |
| Mags | Mags' Fish & Lures |
| Silas | Silas, Gravedigger |
| Gus | Gus, Boatwright |
| Widow Pell | townsfolk (widow) |
| Abel | chapel pianist |
Ashen Landing · West Isle
| Hank | Hank's Jetty |
| Abe | Abe's Odds & Ends |
| Mortimer | caretaker of the haunted house |
| Odette | chapel pianist |
Last Chance · Desert Isle
| Lou | Lou's Boats |
| Hattie | Hattie's General Store |
| Dutch | Dutch's Bait & Tackle |
| Clem | Clem's Fish House |
| Wade | Wade, Gunsmith |
| Sheriff Boone | sheriff |
| Last Chance barkeep (unnamed) | The Last Chance Saloon |
| Mose | prospector |
| Doc Pruitt | town doctor |
| Lonnie | chapel pianist (ex-saloon pianist) |
Frostreach Landing · Alpine Isle
| Ole | Ole's Boats |
Slagport Landing · Cinder Isle
| Rolf | Rolf's Boats |
| Cliff | photographer (grew up with Ziggy) |
Rustwater · West Isle
| Reuben | Reuben's Dock |
| Nell | Nell's Salvage |
| Cutter | Cutter's Arms |
| Old Moss | townsfolk (old-timer) |
| Ira | chapel pianist |
Sidewinder · Desert Isle
| Wes | Wes's Boats |
| Marla | Marla's Mercantile |
| Hoyt | Hoyt's Bait & Catch |
| Amos | townsfolk (watches the north) |
| Wladyslaw | chapel pianist (elderly Polish man) |
Rimeholt · Alpine Isle
| Ingrid | Ingrid's Provisions |
| Bjorn | Bjorn's Tackle |
| Sid | Sid's Fish Shed |
| Halvard (smith) | Halvard, Smith |
| Ulf | trapper |
| Greta | ex-innkeeper |
| Otis | lounge singer/pianist |
| Aksel | The Blue Ember |
| Einar | chapel pianist |
Wilderness · Alpine Isle
| Birger | ice fisherman |
| Skye | photographer (mountain) |
| Halvard (pianist) | chapel pianist (lone chapel) |
Wilderness · West Isle
| Wendell Brindle | Brindle Farm |
| Raven | photographer (black-and-white) |
Wilderness · Desert Isle
| Dusty | photographer (90-pound camera) |
| Virgil | rancher |
| Hettie Dusty | homesteader |
| Thaddeus | last heliograph signal man |
| Corky | retired gunslinger / inventor |
Hank's islet · Open sea
| Hank (on his islet) | Hank's Rowboat |
Cinderhold · Cinder Isle
| Magda | Magda's Provisions |
| Cobb | Cobb's Tackle |
| Ida | Ida's Smokehouse |
| Torvald | Torvald, Smith |
| Hobb | retired miner |
| Dex | volcano lookout |
| Bruno | chapel pianist |